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Mobile Banking

Saptakoshi Smart is a mobile banking application that gives you access to the banking service and allow you to manage your account from mobile device. Some of the key features of Saptakoshi Smart Mobile app are Enquiry Account Information, Biometric Login, Mini Statement, Fund Transfer, Mobile Topup, eSewa Load, Fonepay Transfer, Notification Alert etc.

Automated Teller Machine(ATM)

An ATM (Automated Teller Machine) is an electronic machine used for financial transactions. As the term implies, it is an ‘automated’ banking platform that does not require any banking representative/teller or a human cashier.

Electronic Cheque Clearing (ECC)

Electronic Cheque Clearing is an image-based, cost-effective,MICR cheque processing and settlement solution, where an original paper cheque is converted into an image for electronic processing of the financial transaction between paricipating member Banks.

Interbank Payment System (IPS)

IPS is a system to safely and efficiently transfer funds from one account to any other account held at any of the participating member banks and financial institutions.


Saptakoshi Development Bank Provides C-ASBA facilities for online registraion CRN number for their customer from all available Branches.

Remittance Service